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Tag Archives: chapter 13

What Happens if I Transfer My Paid-in-Full Car to My Mother Before Filing for Bankruptcy?

If you recently transferred property (especially valuable property) out of your name, you might wonder if you should hold off filing for bankruptcy. In general, if you transferred property to another person before filing for bankruptcy protection, the bankruptcy trustee might be able to void that transfer and get the property back in your name […]

Which Debts Must Be Repaid After Filing for Chapter 13 Bankruptcy?

Filing for Chapter 13 bankruptcy in Ohio does not completely eliminate your debt responsibility. Instead, you must set up a repayment plan with the help of your attorney to pay back certain types of debts that cannot be discharged through the bankruptcy process. Chapter 13 organizes debts into several categories: secured claims, unsecured priority claims […]

Exemptions Available in an Ohio Bankruptcy

Filing for bankruptcy is an opportunity for a person struggling with financial burdens to get a fresh start. One part of the process may involve forfeiting items and property of value to offset debts. Ohio allows for certain items to be exempt from forfeiture, including certain property that’s protected from your creditors, such as cars, […]

Multiple Filings May Account for Predicted Rise in Bankruptcy Cases

Recent economic forecasts for Southwest Ohio predict slow and steady growth in 2013. Several factors may support the economists’ predictions including, but not limited, to job growth at the same rate as 2012, a slight decrease in unemployment rates and improvements in consumer spending. Fewer bankruptcy fillings also serve as an indicator of economic growth. […]

Non-Dischargeable Debts under Chapter 13 Bankruptcy

It is common to believe that a Chapter 13 discharge will leave the debtor completely debt free, but that is not the case. Regardless of your income or circumstances, certain types of debts survive Chapter 13 bankruptcy and are not discharged. As a rule, discharge releases the debtor from all debts provided for by the plan or disallowed, […]

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