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Recent Blog Posts

The Most Common Financial Mistakes Made During Divorce

As you go through your divorce, you will need to make key decisions that could affect your long-term financial security. Unfortunately, many people set themselves up for failure by making preventable mistakes. Below are some of the most common financial errors Ohioans and others make during the divorce process — and how you can avoid […]

What You Should Know About Military Divorce

If you or your spouse is serving in the U.S. military, it’s important to know that the divorce process is a little different than it is for civilians. There are specific rules on matters such as the division of military pensions, residency requirements and legal protections. The following is important information about the military divorce […]

Gradually Rebuilding Your Credit After Bankruptcy

If you’re thinking about filing bankruptcy in Ohio, it’s important to consider the impact it will have on your credit score. Even if filing is the right decision, based on advice from your bankruptcy attorney, you must be prepared to take a significant hit to your credit. Fortunately, there are steps you can take to […]

The Most Common Causes of Bankruptcy May Surprise You

The reasons people file for bankruptcy in Ohio and across the nation are almost always more complicated than “fiscal irresponsibility.” There is a common misconception that people or businesses go bankrupt because of poor money management, but that’s not usually the case. The following are some of the most common causes of bankruptcy, and many […]

How to Create a Sound Debt Repayment Plan

When you file for Chapter 13 bankruptcy in Ohio, you will still be required to pay off certain debts. The best way to accomplish this is to create a realistic debt repayment plan with the help of an experienced bankruptcy attorney that allows you to fulfill your obligations over an extended period of time. The […]

Which Debts Must Be Repaid After Filing for Chapter 13 Bankruptcy?

Filing for Chapter 13 bankruptcy in Ohio does not completely eliminate your debt responsibility. Instead, you must set up a repayment plan with the help of your attorney to pay back certain types of debts that cannot be discharged through the bankruptcy process. Chapter 13 organizes debts into several categories: secured claims, unsecured priority claims […]

Chapter 7 Means Test: The Business Debt Exception

When you are exploring the possibility of filing Chapter 7 bankruptcy, you will need to undergo a means test to determine if your income qualifies you for the process. This test looks at whether you have the disposable income to pay back your creditors. If you don’t, because your current monthly household income is less […]

Exemptions Available in an Ohio Bankruptcy

Filing for bankruptcy is an opportunity for a person struggling with financial burdens to get a fresh start. One part of the process may involve forfeiting items and property of value to offset debts. Ohio allows for certain items to be exempt from forfeiture, including certain property that’s protected from your creditors, such as cars, […]

Combating the Unfair Stigma of Bankruptcy

Financial difficulties can befall anyone, even people who have always been responsible with their money and pay their bills on time. Life is unpredictable and no one can foresee medical problems arising, losing a job or an economic downturn. During these times of adversity, bills can pile up and people can begin to feel like […]

Child Whose Parents Kept Her from One Another Disallowed from Visitation Hearing

It is an unfortunate fact that many divorced parents struggle with co-parenting their children. The Akron Beacon Journal recently reported on a court decision related to a custody battle between the two parents of a young girl. Subsequent to their divorce, both parents used international trips with their child to keep the other parent from […]

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